英语听力突破掌上宝reading-第45章
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g there; the other had retired。 I asked if I could speak with Mr。 Hagedorn and was informed that he was on vacation for the week。 My heart sunk。
Then I got an idea。 I said; 〃Is Henry enjoying his retirement?〃
〃Yes he is;〃 came the reply。 〃As a matter of fact; he still keeps in touch with us on occasion。〃
I said; 〃I bet he stayed in the beautiful state of Oregon when he retired。 I'm from Oregon myself。〃 (This was true; I was born and raised there。)
And the golden reply came back; 〃No; actually he retired to a small town just outside of Providence; Rhode Island。〃
In no time at all; Directory Assistance was giving me a phone number for one Henry Bailey in Providence; Rhode Island。
The phone rang 25 times before an elderly woman answered。 I asked for Henry Bailey。 She said; 〃Just a minute〃and then the connection was broken。
I tried calling back right away; but there was no answer no matter how many times I let it ring。
So I called again the next dayand after twenty or so rings; an elderly man answeredand was he gruff! I tried to explain the reason for my call; but he just kept firing angry questions at me。 〃Who is this? What are you calling about? Who are you? Are you a lawyer? Are you a banker? Are you with the press? Then why are you calling me?
Finally; I was able to express that I was a 29…year…old consumer calling because I was in the middle of the very problem he had foreseen。 Eventually my explanation began to sink in; when I mentioned the UCC code about the words 〃non…negotiable;〃 he brightened up like a light。 〃Yes; I wrote about that problem in Brady and I published an article about it in Banking Law Journal。 It was never like that in the 1962 code!〃
Our conversation progressed。 I said; 〃I deposited an advertising check and。。。〃
He responded; 〃Well; it sounds like you weren't being very honorable。〃
I tried again。 〃I deposited it because I thought my bank would never accept it; but they did。〃
〃Well; that doesn't necessarily make you a holder in due course。 Did it have a name on it?〃
〃Yes; sir; it had my name on it。〃
〃Your name!〃 he exclaimed。 〃Hmm。。。。Well; did it have a signature on it?〃
〃Yes; sir; an authorized signature and an account number。〃
〃It did! Well; these dummies deserve it! Was this check an advertisement?〃
I replied; 〃Yes! That's exactly what it was。〃
With a pleased note in his voice; he said; 〃Oh; this sounds good。 How much was it for?〃
〃Ninety…five thousand。〃
〃Oh; this sounds really good! Well; when did the company call you?〃
I answered; 〃The company didn't call me; my bank did。 They said the check was returned as a 'non…cash item。'〃
〃When did you deposit the check; and when did your bank notify you?〃
〃I deposited it on May 19 and my bank returned it on June 21。〃
〃Well; if your bank delayed that long; you have a legal claim to that money。 Your bank has to meet a Midnight Deadline! You need to get a lawyer because that money is legally yours。〃 And he began citing many court cases and reiterating that I needed to get a lawyer。
At the end of our conversation; he said he was glad that I had called to tell him。
It was an honor to speak with Henry Bailey。
END Part V
Part VI: The Wall Street Journal
Patrick Combs is available as keynote speaker for your next event。 Let him inspire your audience with the story and discussion of his 95;000 Adventure。 He is also the author of MAJOR IN SUCCESS: Make College Easier; Beat The System & Get A Very Cool Job (Ten Speed Press)。 All contents on this page ? 1995; By Patrick Combs。 All rights reserved。 goodthink
95;093。35 Adventure; Part VI The Wall Street Journal
Too make quite a long story somewhat shorter; another month passed and the bank never sent me a letter; never contacted me; didn't so much as make a peep in my direction。
I finally decided to call a newspaper。 As for why; I can only tell you this: Deep down inside I felt like I hadn't done anything wrong。 If people judged me differently; it would be because they're different people with different values。 And perhaps I should add something else。 Of the many lessons I learned from this adventure; one of the greatest was this: never let fear win。
I decided to call the most prestigious newspaper in the country; The Wall Street Journal。
It was July 13。 I called Information and found that The Wall Street Journal had a San Francisco bureau。 A woman answered the phone。 I asked her if I could speak to a reporter who writes features; and explained I might have a great story for the paper。 〃What's your story?〃 she asked。 Figuring that if I could sell her; she'd put me through to one of the reporters; I launched right into a brisk and upbeat telling of the story。 Within 15 seconds I could tell that I had her interested。
When I finished she said; 〃That's a great story! I'd love to write it。〃
At the same time; I made this website and people from all over the world started started reading along。
Throughout the two harrowing months that followed; I kept the those interested informed of developments through regular updates on my web page。 At the same time; I was facing the beginning of the school yearthe time of year when I am always busiest as a speaker。 So in the midst of everything else; I had to be flying around the country; giving speeches and workshops at dozens of colleges。 Sometimes I woke up in a different city each day。
Many of these were posted very late at night; from nondescript hotel rooms in strange cities; after long and exhausting days of lecturing; endless interviews; and innumerable phone calls。 Endless interviews; and innumerabel phone calls because on Wednesday; August 16; I went out to The Wall Street Journal box and I plopped my three quarters in; grabbed for the paper。 Flipped to the second section; and saw the words 〃Trash Into Quick Cash。〃 It was a short story about my adventure。 PAY DIRT!!
That day; my voice mail was deluged with calls from radio; newspaper; and television。 Calls included messages from both The Late Show with David Letterman and The Tonight Show with Jay Leno! I did an interview with a reporter from the Associated Press wire that afternoon。 The reporter said that she'd write it up; and it would definitely be released to all California papers; and maybe to all national newspapers。
The next day; over 200 newspapers carried headlines similar to this one from The San Jose Mercury News; 〃Man 1; Bank 0。〃
It created an enourmous media storm in my life。 Over the next three weeks I did interviews on NBC Nightly News with Tom Brokaw; Hard Copy; ABC World News Tonight with Peter Jennings; the Montel Williams show; CNBC's The Money Club; Good Morning America; and all of the top San Francisco news stations。
Reporters were also trying to interview my bank; which would only reply …〃No comment。〃
During each interview; I was always asked; 〃Patrick; you have the money locked in a safe deposit box。 What are you going to do next?〃 I would reply; 〃I'd like the CEO of first interstate bank to take me to lunch; where I'd give him back the check。 He'd give me an official letter from the bank; documenting that I'd returned money I had a legal claim to; and that I had not attempted to fraud the bank。 Then together we'd donate the money to charity (since it was legally mine; but ethically the banks)。
During her news broadcast; Dianne Sawyer commented; 〃Patrick; I wouldn't count on that lunch。〃 And she was right。
Instead; I was served with legal papers that were calling me into court to decide who the money legally belonged to。
At this point; knowing that I wasn't out to keep the money; I called up the bank's senior legal counsel and told him I wanted to give the money back。 〃I'm the world's easy guy to get the money back from … all you have to do is write me an official letter from the bank that addresses this fiasco from a fair point of view。 I invited him to meet with me; to draft such a letter and come to a resolve; and we did。
To again attempt to shorten a long story; the bank continued for another month to make very funny errors。 Funny things continued to happen as a result of ongoing media interviews。 Even had a First Interstate employee begin to offer me 〃inside informa